More Swiss resources.
---General Points---
Switzerland is expensive to visit
Switzerland is well known for being expensive in comparison with surrounding countries (and most other countries in the world). Even a basic McDonalds meal will be painfully expensive to most visitors. If you are careful then a fun (if basic) trip can be had for less than 70CHF a day, or with eating out and spending on activities for more like 150CHf per day. If you are really hardcore and wild camp and eat what is basic enough to stay alive then 10CHF might be possible.
Living and working here you do at least have much higher pay than elsewhere and so very strong buying power. As someone living and working in Switzerland I mostly do daytrips or just for 1-2 nights at weekends, and so am lucky as most of the concerns of costs are covered by the salary and not being far from home. I do try and keep costs down so I have learnt quite a bit myself in how to avoid painful prices.
Ultimately if you really are on a tight budget and want to see the Alps then France, Austria, Germany, and Slovenia are all cheaper and offer much of the same.
As with Swiss watches the appeal is partly in the historical branding and the popular mindset, rather than Switzerland being the be-all-and-end-all of the topic.
Not everything is that expensive
The basics for travel are expensive (food/accommodation/transport) but many activities are actually cheaper than elsewhere. Compared to say London where many attractions are £20+ ($26 USD) or even the insane 200 KN ($31 USD) to walk the walls in Dubrovnik many Swiss attractions are quite reasonable.

• Entry to the Château de Chillon is 13.5 CHF ($15 USD); less than half the price of the Tower of London and cheaper than most other castles in the UK.
  
• A return ticket on my local cable car to a high ridge where you can spend as long as you like with panoramic views of the Alps, France and Germany costs less than the half hour spin on the London Eye.
  

If you google around there are plenty of sites and blogs with suggestions in general, or for specific places

• The official tourist website has a dedicated section.
  
• The English Swiss forum has plenty of threads.
  
• Lost in Switzerland has some interesting ideas like this and this.
  
• For specific locations Tripsavvy have a good page on Geneva and Greyworldnomads have a good page on Zürich.
  
• If you spend much time searching through the rest of the results you will find that most pages just offer the same few fairly obvious bits of advice (go to the supermarket etc).
  

Be sure to double check the official details of anything I list on here
Things change with time and due to the size and scope of this post I am not going in depth with all the details – be sure to read up on the terms and conditions of any pass or other offers rather than just what is on here.
Be wary of advice from randoms online.
I have seen people complain about absurd prices (that a small lunch cost them 45CHF, or a simple takeaway sandwich cost them 20CHF) that simply are insane and exceptions rather than the rule (if they were even real to start with).
Likewise context is important: I have seen visitors from various parts of the USA claim Swiss food prices in the shops are cheaper, comparable, and far more expensive than back home (which may well all have been true).
----Accommodation-----
In general:

• Official accommodation (which should include Airbnb) will give you a guest card in many cities and tourist focused areas. The exact benefits vary but normally include free local transport and free/discounted activities. Sometimes cable car rides will be included for free too. Usually you can look up what is included online beforehand (eg: for the Jungfrau region). You get the guest card at check in and it is valid until the end of the day that you check out on, sometimes you can print your accommodation reservation and use that to travel for free on the day of arrival before you check in too (again check the local website to see if that is valid). Mostly you only get the benefits in the town/village and places 10-20 minutes away, but in the beautiful and underrated canton of Ticino it covers the entire canton which is an incredible deal (if you are day tripping out of a main base then you can easily save more on transport than you spend on accommodation, especially as campsites are valid accommodation).
  
• The most important factor here is season; January/February will be high season for skiing in the mountains (with DecembeMarch as the shoulder season), July/August will be high season for summer everywhere (with June/September as the shoulder season), and in most areas April/May and OctobeNovember are off season. So if you go to the Alps in May or October it will be much easier to find cheap accommodation than in August or February. The flip side is that not everything will be open or doable in the shoulder or off seasons (but it can still be worth visiting if you just want to enjoy the landscape but don’t have a certain hike or peak you are dead set on doing). For cities like Lugano that are more focused on summer tourism and don’t have a local ski resort then it will be much cheaper in the winter months like February than during the summer.
  
• It might help to look to lesser known areas. You might be able reduce accommodation costs by staying somewhere nice but unknown. The difference probably won’t be significant, but if for example you stay in Täsch rather than the more famous and popular neighbouring Zermatt you will likely find more budget options.
  
• Sticking to one area for longer will help cut transport costs down. Jumping several hours by train everyday will get expensive fast without a general pass.
  
• If breakfast isn’t included and is more than 10CHF, then unless you are a heavy morning eater you might better off popping to a café or bakery for a coffee and bite to eat instead.
  
• Tourist tax might not be included in the listed price (typically 2-3CHF per person per night). Likewise check for a non-listed cleaning fee if it is an apartment or Airbnb, this might not be too bad if it is after a week but could be a very nasty add-on for just a night or two.
  

Where to look:

• Aside from the standard options like Booking and Airbnb for finding rooms you might also want to look into https://alp.holidaybooking.ch/?language=en, and https://www.rooms.ch/ , and https://bnb.ch/ , and https://www.bauernhof-ferien.ch/ , and https://www.myfarm.ch/en/accommodation especially their sleep in straw options which can be as low as 30CHF with breakfast included, and https://naturfreunde.ch/haeuse .
  
• There are a number of places that are not listed on the standard accommodation websites. These are often cheaper (and more basic) than average. However finding them can be a slow and tedious process of crawling around google maps looking for restaurants which might double as a guesthouse. Very often their website will be in the local language only, with booking enquiries via phone or email (responses by email often being slow or never arrive).
  
• Swiss Hotel Card requires a paid membership (99CHF per year) but gives you 50% off bookings at participating hotels in Switzerland, Austria, Germany, and Italy. In many Swiss hotels this would pay for itself after 2 nights (or just 1). It does seem to be focused on helping hotels during the off-season so the website states that only “75% of the time” is open (but that is still good for domestic tourists). I have not used this myself yet.
  
• Couchsurfing is free, but that is more about being a part of something rather than just a cheap place to crash.
  

Hostels:

• Hostels can be had for as low as 20CHF for a bunk in a shared room if you are going to a popular tourist-heavy location like Interlaken or Luzern. But they are not always that cheap (especially in a ski resort in winter when a dorm bed can set you back 50CHF or more). Or even the cheapest option: a private room for 2 people in a budget hotel can be cheaper than 2 beds in a dorm. Check https://www.hostelz.com/ in addition to Hostelworld.
  
• YHA hostels whilst not the cheapest are a good budget option that can be found all over the country, they tend to be family/relaxed places rather than party hostels. They are always clean, come with a good breakfast and some like Grindelwald have unbeatable views. The buildings tend to be very nice (in some cases like Burgdorf they are renovated castles). Sadly most don’t have a guest kitchen or fridge (check the info page for each location), but do offer cheap startemain/dessert dinners for 18CHF. If you are looking at the YHAs then book on their website rather than Hostelworld etc to avoid paying the extra for not being a member (membership pays for itself after only a few nights so it is worth signing up).
  

Camping:

• Camping. Standard campsites: www.tcs.ch , www.camping.ch , and www.sccv.ch. In addition there are a few websites where you can officially find a small patch to pitch up on a farm: https://www.nomady.ch/ , and myfarm.ch.
  
• Wild camping is complex. The best way to sum it up is "Prohibited but tolerated under conditions". This SAC page has the most official guidelines. There are some rough rules of thumb for the ideal situation: above the tree line, with the community / landowner’s permission, not in a protected area, single tent, set up as the sun goes down and dismantle at dawn, no fire/noise/disturbance/litter. Wild camping has increased in popularity in recent years, iconic spots like Seealpsee are having problems with numbers, so try and pick a less known spot.
  

----Transport-----
This is always a hard question to answer. The best solution will change depending on time-frame, number of people, how much you want to see/do across the country, and how much you want to keep your options open. Ultimately you will have to make a rough plan and calculate which option provides the best value.
Public transport will get you just about anywhere you need to go and many train lines have views you won't get from the roads. For public transport there are number of train passes to cover full or partial cost, the whole country or just an area, that can be bought anytime at a set price or are limited and vary in price. It can be somewhat overwhelming. I have written quite extensively about this, especially public transport, in a previous post and there are various other guides online to help there (for example this).
A few important examples:

• Booking individual tickets in advance in itself does not make any difference to the price (unlike various other places in Europe like the UK and Germany). However from 60 days before the day of travel you can buy “Supersaver“ tickets which reduce the cost by up to 70%, but are only available at off-peak times and lock you to a certain train. This can be combined with the half-fare card for further discounts. A set number of supersaver tickets are available, so depending on how in demand a certain train is they might be sold out weeks in advance or be available still just before departure.
  
• The Swiss Travel Pass might seem horrifically expensive at first glance, but if you are wanting to travel far and wide from a single base it will very quickly pay for itself. In addition to standard transport it also covers most ships, a number of cable cars (even going up to Rigi Kulm and Schilthorn for no extra cost), discounts on most of the rest of the mountain transport, and free entry to most museums.
  
• Children get free or discounted travel. Below the age of 6 children can travel free of charge if they are accompanied by somebody 12 over older who has a ticket. The Junior Swiss Travel card costs 30CHF for a year and lets a child aged 6-16 travel for free so long as they travel with a parent. The pass is even free from the 3rd child.
  
• If you want to be very flexible then Fairtiq might be worth checking out so you can hop on and off, or change direction without worrying about buying a ticket at the start.
  

Driving might be cheaper, especially with a group of people. However keep in mind:

• If you are renting then it might be cheaper to rent just across the border in a neighbouring country and drive in.
  
• If you are driving in from another country you will need to buy a 40CHF annual vignette to use the motorways (but not the smaller streets). This is actually really good value if you live here, less so if you want to just drive for a few hours to cut across the country.
  
• Parking can be very expensive.
  
• Some popular tourist spots like Zermatt/Wengen/Mürren are car-free so you have to pay for parking and then the transport to get you the last 10 minutes to the place. If you are spending a week in Zermatt then the car will just sit there doing nothing.
  
• Traffic offenses (speeding, not having your headlights on at all times) will result in VERY large fines.
  

Also:

• If you are flying into Geneva and going to the city then you can get a ticket for free transport into the city from the luggage retrieval area.
  
• You might also look into ride sharing like BlaClaCar. I have not used this, but from what I have read you should be prepared for cancelations and to be flexible.
  
• Hitchhiking is possible and probably as safe as it is going to get, but I have no experience there.
  

----Food----
Do it yourself:

• You almost never need to buy water. Tap water is fine, and just about every fountain has drinkable water (unless there is a sign on it stating otherwise). When in the mountains you can fill up from streams assuming there isn’t a farm or animals grazing above you.
  
• Supermarket food is the obvious go to. But compared to the neighbouring countries you are still paying 50% or more for food items. Migros is the cheaper Swiss supermarket that you will find everywhere and is good quality. Denner is the slightly cheaper sister of Migros which isn’t always as easy to find. Lidl and Aldi are cheaper still, however they tend not to be in central areas or smaller towns or villages. Most supermarkets will have a small reduced section for goods near the sell by date. Be aware that supermarkets close early (typically 7pm or earlier), and outside of tourist resorts will be closed on a Sunday. There will be a shop (or a whole shopping complex) open everyday until 10pm at train or petrol stations though – but these are often more expensive.
  
• If you REALLY love bread/cheese/pasta you can feed yourself for 10CHF for the whole day (maybe get an apple too to keep the scurvy at bay).
  
• Markets on Wednesday/Saturday mornings are typically much more expensive than supermarkets. A few stands might offer free samples, but no market is big enough that you are going to fill up on them.
  
• Places showing off a certain product (dairy, chocolate factory, etc) might give away a few free samples or include them in the tour price. The Kambly Erlebnis where you can eat as much as you want of their entire range without any need to buy anything is probably the best example of this, but it is rather out of the way for most trips. Whether you will save anything by going to such places compared to supermarket prices or are still able to buy cheap bags of rejects seems to be questionable.
  
• A restaurant Fondue will set you back 25CHF per person or more. But a much cheaper and equally Swiss option is to buy some Cervelat sausages from any supermarket and go roast them over a fire somewhere in the countryside.
  
• The cheapest beer is the supermarket own brands like the COOP “Prix Garantie Lager” which cost 0.5CHF per 0.5L can. Apparently these are mostly very acceptable for the price.
  
• Meat is really expensive. Avoiding it will help cut costs.
  
• You can bring food in with you, or if you have time then leave the country to go shopping (it is what the Swiss who live near the borders do). However Switzerland is not in the EU custom zone and there are limits on how much you can bring in per person without paying customs tax. It is not certain you will be checked at the border, but it isn’t impossible (especially on a Saturday afternoon when many Swiss shoppers will be coming back over the border).
  

Eating out:

• There are plenty of takeaway options at stations and in larger towns. Figure 4-8CHF for a Sandwich/baguette or 8-10CHF for a kebab. Many cheap food stands might close by 7pm, or earlier if they are just aimed to commuters/shoppers, but there should always be something open to 10pm in any decent sized town.
  
• There are a chain of cafes/outlets that sell day-old bread and baked goods sourced from local bakeries at a reduced price – ÄSS-BAR (meaning edible). These are only in the bigger cities at the moment, but have central locations.
  
• Apps like “Too good to go” or “Homemade” are an option for finding cheap food (though outside of the bigger cities you might have very limited or no options).
  
• Some areas have special deal packages you can buy, like “Zwei Für Eins” (two for one). However that is better suited to residents rather than short term visitors.
  
• Migros restaurants are a budget friendly favourite. You can easily get a good meal for 15CHF (typically lunch as they are closed later in the evenings and all day on Sundays). The restaurants in the Manor department stores are also well regarded, some have quite nice views too.
  
• Restaurants do not have to be as expensive as some people make out. You can easily find a Rösti or pizza for about 15CHF. A good dinner with drinks for 2 people for less than 50CHF should be easy to come across. Another option is to look for fixed menus at lunch time which will offer a good meal for 15-20CHF (especially at Italian or Asian places).
  
• Finding coffee for less then 5CHF (and not a big one at that) will be very hard. My record is 3.5 CHF in Vallorbe.
  
• You don’t want to know what a cocktail at a fancy club is going to cost you.
  

----Activities----
Obviously do something weather suitable. Money for a cable car ride is better spent on a sunny day than a wet and foggy one.

• Take advantage of the free information. The quality of information you get through the Swiss topographic maps (see the Swisstopo phone app for one the go which also lets you plot routes on the footpath network for free) is very useful for planning trips. It is very detailed, quick to load and allow all kinds of layers like hiking routes to be added is incredible and way beyond anything I have seen elsewhere – and all for free. Likewise the Swiss Mobility website and app provide the map and details on routes for various sports. For weather conditions MeteoSwiss website (and app) offer lots of information and various maps to help plan your days. Being a popular destination for 200+ years means that there are endless sources for reading up on ideas.
  
• Just walking around and taking things in is an obvious choice: most sights in towns like the churches, walls, and old towns are free to explore. All the main sights in Luzern (Lucerne) are free and easy to see by foot (see the tour suggestion in this post).
  
• Free walking tours exist in most cities. In Bern you can even book a free tour around the Parliament building.
  
• You can use the list at the bottom of this article to see free museums (click to arrange by Eintritt), others are free on certain days like a certain Sunday of month, otherwise 10-12CHF is a fairly standard price. If you plan to visit lots of museums then the Museum Pass might be worth a look – the Museum Pass is included in the Swiss Travel Pass.
  
• If you travel by public transport you can get special Leisure deals with SBB that reduce the cost of some activities. For example in summer 2020 there is an offer for the FIFA World Football Museum that gives you 20% reduction on the journey to the location and back, and 20% reduction on admission to the Museum.
  
• Larger and/or more popular places will have more extensive listings for free and budget events. For example Zürich on a Budget and Zürich unbezahlbar for Zürich.
  
• In Bern you can see the bears for free and various other places have free wildlife parks (typically the free or cheaper ones will focus on local animals such as Wildnispark Zürich Langenberg or Biel Tierpark).
  
• Festivals like Swiss National Day (August 1st) and Fasnacht (February time) provide free entertainment through fireworks, parades, and various other kinds of craziness. These range from Christmas markets to the burning of explosive wooden effigies (I have a list of more unique Swiss events here).
  

Shopping:

• Mano COOP often sell the standard souvenirs and chocolates that you find in tourist shops but might well be cheaper.

Hiking, cable cars, and enjoying the views in general:

• The views are free. But getting to them can be expensive, or otherwise require quite a bit of effort. The fitter you are the more you can do without having to take a cable car.
  
• Resorts give you information about what is open/closed, what there is to do, and usually have multiple webcams showing the conditions at various locations. There is no excuse for paying a wodge of cash to find that all you can do is walk around a small viewing platform and see the same rain that you were already in below.
  
• If you have the Swiss Travel Pass you get a free ride on most boats, or up a number of cable cars and some mountain trains. Typically to those where there is a village, but it even goes to Schilthorn and the top of Rigi. If you don’t get a free ride then you should get a 50% discount off the ticket.
  
• Check ahead on the website for a cable car if you are hoping to get a discount with your Swiss Pass or half fare card. It works almost everywhere, but some resort areas (eg Davos) only give a discount if you are staying there and have a guest card.
  
• Sometimes you will get an early bird / good morning ticket discount on cable cars or other mountain transport. Jungfraujoch for example has discounted Good Morning and Good Afternoon tickets if you are only up early or late, and Niederhorn gives you a free return if you go up before 9am.
  
• If you are visiting during Ski season but just want to take a cable car up to admire the views then it is sometimes cheaper to get a Ski pass for the day than buying a return ticket for the cable car.
  
• The unsung Postbus is very cheap for what they offer. They will not get you to mountain peaks, but you can get higher up valleys or passes, which make good view points or starts for hikes. In Solothurn for example taking the Postbus to Balmberg costs 6.40CHF whereas taking the train to Oberdorf and the cable car to Weissenstein would cost twice as much.
  

Swimming:

• Swimming is very popular in summer anywhere from urban rivers to mountain lakes. Almost everywhere has a swimming pool or Lido where you can change and have an area with various activities or leisure features for a price. But mostly you can very easily find somewhere to jump in for free. Just be careful in rivers – see what the locals do in places like Bern where it can be fast and dangerous.

Cycling:

• A number of places (Zurich, Geneva, La Chaux-de-Fonds, Le Locle, Neuchâtel and the Canton of Valais) offer free/cheap bike rental during the summer - http://www.schweizrollt.ch/ . Bring 20CHF for deposit and ID has to be shown.

Winter sports:

• Following the winter prepared paths is free, and renting a sled for a day is fairly cheap (about 15CHF).
  
• Many resorts have special discount days or offers.
  
• This - https://www.snow4free.ch/de/
  

----Misc----

• If you have student ID then give it a shot.
  
• There is free Wifi at bigger train stations (accessed via a code sent to you by SMS). Likewise the yellow Post Buses have free Wifi which you can use during the ride or just hanging out by them at a station.
  
• In touristy and border areas you can often pay with euros but it is generally best not to unless you really don’t want to get some CHF. Typically they take euros at a 1:1 price to the CHF, but the euro is worth more than the CHF so you are making a loss. You might also not get change back if you pay in Euros.
  
• Depending on what you want to see you could even stay over the border and drive in each day, but that would be too much effort to be worth the saving for visiting most of the country (especially most of the popular tourist areas are not in the border regions).
  
• If you live in Switzerland then consider REKA which is a supplemented service aimed at family holidays in Switzerland. You can also buy Reka-checks which is essentially pretend money that costs less than the face value and can be used at a number of hotels/restaurants/cable cars/trains all over Switzerland.
  
• The Rega is the mountain rescue service (phone: 1414). You can also download the Rega app to your phone which you can allow to use your location should you need to call for help from an unknown spot. For 30CHF per person a year you can become a Rega patron, this supports the mountain rescue service and means that (funds allowing) they will reduce/waive the rescue fees if you need help. That 30CHF could save you a hell of a lot a money.
  

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Bookmakers Not on Multi-Operator Self Exclusion Scheme (MOSES):>
https://bookmakersnotongamstop.co.uk
What is Multi-Operator Self Exclusion Scheme (MOSES)?
Multi-Operator Self Exclusion Scheme (MOSES) is a self-exclusion scheme introduced in April 2020 by the UK government that allows players to block themselves from any gambling activity. Due to the pressures placed on UK bookmakers by the UK Gambling Commission, they are restricted to what bonuses they can offer new customers.
Since bookmakers in the UK cannot operate unless licensed by the UK Gambling Commission, this will have a huge impact on the gambling industry. Gamstop was originally created so that players could take control of their gambling habits.
Once you have signed up to the Multi-Operator Self Exclusion Scheme (MOSES) and excluded yourself from gambling activity, the gambling companies you are registered to will automatically be notified and then close all accounts related to your name and prevent you from signing back in. Furthermore, as of April 2020, the UK Gambling Commission have places restrictions on players depositing on credit cards, an setting deposit limit amounts which cannot be exceeded in a specific time frame.
Due to the pressures placed on UK gambling companies by the UK Gambling Commission, this has had a significant affect on what offers and bonuses the gambling companies can now offer. The gambling industry has taken a devastating affect on enticing more customers to play on their sites.
Gambling companies under the UK Gambling Commission such as; WilliamHill, Coral, Betway, to name a few are restricted to offer new customers no deposit offers or attractive bonuses to join their sites.
Benefits of Bookmakers Not on Multi-Operator Self Exclusion Scheme (MOSES)
Bookmakers not on Multi-Operator Self Exclusion Scheme (MOSES) are not licensed by the UK Gambling Commission, therefore they are not obligated to operate by the strict UK government guidelines. Instead, they are regulated by the gambling authorities like MGA (Malta Gambling Authority) or the Isle of Man Gambling Supervision Commission.
So what does this mean?
Bookmakers not on Multi-Operator Self Exclusion Scheme (MOSES) can offer great offers and bonuses to play on their sites as they do not come under the strict rules of the UK Gambling Commission. These bonuses can be very attractive and rewarding, such as no deposit offers or lucrative matched deposits. Many UK players enjoy the freedom and high bonuses bookmakers not on Gamstop have to offer for joining their site.
For more information visit:> https://bookmakersnotongamstop.co.uk
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References
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More Swiss resources.
---General Points---
Switzerland is expensive to visit
Switzerland is well known for being expensive in comparison with surrounding countries (and most other countries in the world). Even a basic McDonalds meal will be painfully expensive to most visitors. If you are careful then a fun (if basic) trip can be had for less than 70CHF a day, or with eating out and spending on activities for more like 150CHf per day. If you are really hardcore and wild camp and eat what is basic enough to stay alive then 10CHF might be possible.
Living and working here you do at least have much higher pay than elsewhere and so very strong buying power. As someone living and working in Switzerland I mostly do daytrips or just for 1-2 nights at weekends, and so am lucky as most of the concerns of costs are covered by the salary and not being far from home. I do try and keep costs down so I have learnt quite a bit myself in how to avoid painful prices.
Ultimately if you really are on a tight budget and want to see the Alps then France, Austria, Germany, and Slovenia are all cheaper and offer much of the same.
As with Swiss watches the appeal is partly in the historical branding and the popular mindset, rather than Switzerland being the be-all-and-end-all of the topic.
Not everything is that expensive
The basics for travel are expensive (food/accommodation/transport) but many activities are actually cheaper than elsewhere. Compared to say London where many attractions are £20+ ($26 USD) or even the insane 200 KN ($31 USD) to walk the walls in Dubrovnik many Swiss attractions are quite reasonable.

• Entry to the Château de Chillon is 13.5 CHF ($15 USD); less than half the price of the Tower of London and cheaper than most other castles in the UK.
  
• A return ticket on my local cable car to a high ridge where you can spend as long as you like with panoramic views of the Alps, France and Germany costs less than the half hour spin on the London Eye.
  

If you google around there are plenty of sites and blogs with suggestions in general, or for specific places

• The official tourist website has a dedicated section.
  
• The English Swiss forum has plenty of threads.
  
• Lost in Switzerland has some interesting ideas like this and this.
  
• For specific locations Tripsavvy have a good page on Geneva and Greyworldnomads have a good page on Zürich.
  
• If you spend much time searching through the rest of the results you will find that most pages just offer the same few fairly obvious bits of advice (go to the supermarket etc).
  

Be sure to double check the official details of anything I list on here
Things change with time and due to the size and scope of this post I am not going in depth with all the details – be sure to read up on the terms and conditions of any pass or other offers rather than just what is on here.
Be wary of advice from randoms online.
I have seen people complain about absurd prices (that a small lunch cost them 45CHF, or a simple takeaway sandwich cost them 20CHF) that simply are insane and exceptions rather than the rule (if they were even real to start with).
Likewise context is important: I have seen visitors from various parts of the USA claim Swiss food prices in the shops are cheaper, comparable, and far more expensive than back home (which may well all have been true).
----Accommodation-----
In general:

• Official accommodation (which should include Airbnb) will give you a guest card in many cities and tourist focused areas. The exact benefits vary but normally include free local transport and free/discounted activities. Sometimes cable car rides will be included for free too. Usually you can look up what is included online beforehand (eg: for the Jungfrau region). You get the guest card at check in and it is valid until the end of the day that you check out on, sometimes you can print your accommodation reservation and use that to travel for free on the day of arrival before you check in too (again check the local website to see if that is valid). Mostly you only get the benefits in the town/village and places 10-20 minutes away, but in the beautiful and underrated canton of Ticino it covers the entire canton which is an incredible deal (if you are day tripping out of a main base then you can easily save more on transport than you spend on accommodation, especially as campsites are valid accommodation).
  
• The most important factor here is season; January/February will be high season for skiing in the mountains (with DecembeMarch as the shoulder season), July/August will be high season for summer everywhere (with June/September as the shoulder season), and in most areas April/May and OctobeNovember are off season. So if you go to the Alps in May or October it will be much easier to find cheap accommodation than in August or February. The flip side is that not everything will be open or doable in the shoulder or off seasons (but it can still be worth visiting if you just want to enjoy the landscape but don’t have a certain hike or peak you are dead set on doing). For cities like Lugano that are more focused on summer tourism and don’t have a local ski resort then it will be much cheaper in the winter months like February than during the summer.
  
• It might help to look to lesser known areas. You might be able reduce accommodation costs by staying somewhere nice but unknown. The difference probably won’t be significant, but if for example you stay in Täsch rather than the more famous and popular neighbouring Zermatt you will likely find more budget options.
  
• Sticking to one area for longer will help cut transport costs down. Jumping several hours by train everyday will get expensive fast without a general pass.
  
• If breakfast isn’t included and is more than 10CHF, then unless you are a heavy morning eater you might better off popping to a café or bakery for a coffee and bite to eat instead.
  
• Tourist tax might not be included in the listed price (typically 2-3CHF per person per night). Likewise check for a non-listed cleaning fee if it is an apartment or Airbnb, this might not be too bad if it is after a week but could be a very nasty add-on for just a night or two.
  

Where to look:

• Aside from the standard options like Booking and Airbnb for finding rooms you might also want to look into https://alp.holidaybooking.ch/?language=en, and https://www.rooms.ch/ , and https://bnb.ch/ , and https://www.bauernhof-ferien.ch/ , and https://www.myfarm.ch/en/accommodation especially their sleep in straw options which can be as low as 30CHF with breakfast included, and https://naturfreunde.ch/haeuse .
  
• There are a number of places that are not listed on the standard accommodation websites. These are often cheaper (and more basic) than average. However finding them can be a slow and tedious process of crawling around google maps looking for restaurants which might double as a guesthouse. Very often their website will be in the local language only, with booking enquiries via phone or email (responses by email often being slow or never arrive).
  
• Swiss Hotel Card requires a paid membership (99CHF per year) but gives you 50% off bookings at participating hotels in Switzerland, Austria, Germany, and Italy. In many Swiss hotels this would pay for itself after 2 nights (or just 1). It does seem to be focused on helping hotels during the off-season so the website states that only “75% of the time” is open (but that is still good for domestic tourists). I have not used this myself yet.
  
• Couchsurfing is free, but that is more about being a part of something rather than just a cheap place to crash.
  

Hostels:

• Hostels can be had for as low as 20CHF for a bunk in a shared room if you are going to a popular tourist-heavy location like Interlaken or Luzern. But they are not always that cheap (especially in a ski resort in winter when a dorm bed can set you back 50CHF or more). Or even the cheapest option: a private room for 2 people in a budget hotel can be cheaper than 2 beds in a dorm. Check https://www.hostelz.com/ in addition to Hostelworld.
  
• YHA hostels whilst not the cheapest are a good budget option that can be found all over the country, they tend to be family/relaxed places rather than party hostels. They are always clean, come with a good breakfast and some like Grindelwald have unbeatable views. The buildings tend to be very nice (in some cases like Burgdorf they are renovated castles). Sadly most don’t have a guest kitchen or fridge (check the info page for each location), but do offer cheap startemain/dessert dinners for 18CHF. If you are looking at the YHAs then book on their website rather than Hostelworld etc to avoid paying the extra for not being a member (membership pays for itself after only a few nights so it is worth signing up).
  

Camping:

• Camping. Standard campsites: www.tcs.ch , www.camping.ch , and www.sccv.ch. In addition there are a few websites where you can officially find a small patch to pitch up on a farm: https://www.nomady.ch/ , and myfarm.ch.
  
• Wild camping is complex. The best way to sum it up is "Prohibited but tolerated under conditions". This SAC page has the most official guidelines. There are some rough rules of thumb for the ideal situation: above the tree line, with the community / landowner’s permission, not in a protected area, single tent, set up as the sun goes down and dismantle at dawn, no fire/noise/disturbance/litter. Wild camping has increased in popularity in recent years, iconic spots like Seealpsee are having problems with numbers, so try and pick a less known spot.
  

----Transport-----
This is always a hard question to answer. The best solution will change depending on time-frame, number of people, how much you want to see/do across the country, and how much you want to keep your options open. Ultimately you will have to make a rough plan and calculate which option provides the best value.
Public transport will get you just about anywhere you need to go and many train lines have views you won't get from the roads. For public transport there are number of train passes to cover full or partial cost, the whole country or just an area, that can be bought anytime at a set price or are limited and vary in price. It can be somewhat overwhelming. I have written quite extensively about this, especially public transport, in a previous post and there are various other guides online to help there (for example this).
A few important examples:

• Booking individual tickets in advance in itself does not make any difference to the price (unlike various other places in Europe like the UK and Germany). However from 60 days before the day of travel you can buy “Supersaver“ tickets which reduce the cost by up to 70%, but are only available at off-peak times and lock you to a certain train. This can be combined with the half-fare card for further discounts. A set number of supersaver tickets are available, so depending on how in demand a certain train is they might be sold out weeks in advance or be available still just before departure.
  
• The Swiss Travel Pass might seem horrifically expensive at first glance, but if you are wanting to travel far and wide from a single base it will very quickly pay for itself. In addition to standard transport it also covers most ships, a number of cable cars (even going up to Rigi Kulm and Schilthorn for no extra cost), discounts on most of the rest of the mountain transport, and free entry to most museums.
  
• Children get free or discounted travel. Below the age of 6 children can travel free of charge if they are accompanied by somebody 12 over older who has a ticket. The Junior Swiss Travel card costs 30CHF for a year and lets a child aged 6-16 travel for free so long as they travel with a parent. The pass is even free from the 3rd child.
  
• If you want to be very flexible then Fairtiq might be worth checking out so you can hop on and off, or change direction without worrying about buying a ticket at the start.
  

Driving might be cheaper, especially with a group of people. However keep in mind:

• If you are renting then it might be cheaper to rent just across the border in a neighbouring country and drive in.
  
• If you are driving in from another country you will need to buy a 40CHF annual vignette to use the motorways (but not the smaller streets). This is actually really good value if you live here, less so if you want to just drive for a few hours to cut across the country.
  
• Parking can be very expensive.
  
• Some popular tourist spots like Zermatt/Wengen/Mürren are car-free so you have to pay for parking and then the transport to get you the last 10 minutes to the place. If you are spending a week in Zermatt then the car will just sit there doing nothing.
  
• Traffic offenses (speeding, not having your headlights on at all times) will result in VERY large fines.
  

Also:

• If you are flying into Geneva and going to the city then you can get a ticket for free transport into the city from the luggage retrieval area.
  
• You might also look into ride sharing like BlaClaCar. I have not used this, but from what I have read you should be prepared for cancelations and to be flexible.
  
• Hitchhiking is possible and probably as safe as it is going to get, but I have no experience there.
  

----Food----
Do it yourself:

• You almost never need to buy water. Tap water is fine, and just about every fountain has drinkable water (unless there is a sign on it stating otherwise). When in the mountains you can fill up from streams assuming there isn’t a farm or animals grazing above you.
  
• Supermarket food is the obvious go to. But compared to the neighbouring countries you are still paying 50% or more for food items. Migros is the cheaper Swiss supermarket that you will find everywhere and is good quality. Denner is the slightly cheaper sister of Migros which isn’t always as easy to find. Lidl and Aldi are cheaper still, however they tend not to be in central areas or smaller towns or villages. Most supermarkets will have a small reduced section for goods near the sell by date. Be aware that supermarkets close early (typically 7pm or earlier), and outside of tourist resorts will be closed on a Sunday. There will be a shop (or a whole shopping complex) open everyday until 10pm at train or petrol stations though – but these are often more expensive.
  
• If you REALLY love bread/cheese/pasta you can feed yourself for 10CHF for the whole day (maybe get an apple too to keep the scurvy at bay).
  
• Markets on Wednesday/Saturday mornings are typically much more expensive than supermarkets. A few stands might offer free samples, but no market is big enough that you are going to fill up on them.
  
• Places showing off a certain product (dairy, chocolate factory, etc) might give away a few free samples or include them in the tour price. The Kambly Erlebnis where you can eat as much as you want of their entire range without any need to buy anything is probably the best example of this, but it is rather out of the way for most trips. Whether you will save anything by going to such places compared to supermarket prices or are still able to buy cheap bags of rejects seems to be questionable.
  
• A restaurant Fondue will set you back 25CHF per person or more. But a much cheaper and equally Swiss option is to buy some Cervelat sausages from any supermarket and go roast them over a fire somewhere in the countryside.
  
• The cheapest beer is the supermarket own brands like the COOP “Prix Garantie Lager” which cost 0.5CHF per 0.5L can. Apparently these are mostly very acceptable for the price.
  
• Meat is really expensive. Avoiding it will help cut costs.
  
• You can bring food in with you, or if you have time then leave the country to go shopping (it is what the Swiss who live near the borders do). However Switzerland is not in the EU custom zone and there are limits on how much you can bring in per person without paying customs tax. It is not certain you will be checked at the border, but it isn’t impossible (especially on a Saturday afternoon when many Swiss shoppers will be coming back over the border).
  

Eating out:

• There are plenty of takeaway options at stations and in larger towns. Figure 4-8CHF for a Sandwich/baguette or 8-10CHF for a kebab. Many cheap food stands might close by 7pm, or earlier if they are just aimed to commuters/shoppers, but there should always be something open to 10pm in any decent sized town.
  
• There are a chain of cafes/outlets that sell day-old bread and baked goods sourced from local bakeries at a reduced price – ÄSS-BAR (meaning edible). These are only in the bigger cities at the moment, but have central locations.
  
• Apps like “Too good to go” or “Homemade” are an option for finding cheap food (though outside of the bigger cities you might have very limited or no options).
  
• Some areas have special deal packages you can buy, like “Zwei Für Eins” (two for one). However that is better suited to residents rather than short term visitors.
  
• Migros restaurants are a budget friendly favourite. You can easily get a good meal for 15CHF (typically lunch as they are closed later in the evenings and all day on Sundays). The restaurants in the Manor department stores are also well regarded, some have quite nice views too.
  
• Restaurants do not have to be as expensive as some people make out. You can easily find a Rösti or pizza for about 15CHF. A good dinner with drinks for 2 people for less than 50CHF should be easy to come across. Another option is to look for fixed menus at lunch time which will offer a good meal for 15-20CHF (especially at Italian or Asian places).
  
• Finding coffee for less then 5CHF (and not a big one at that) will be very hard. My record is 3.5 CHF in Vallorbe.
  
• You don’t want to know what a cocktail at a fancy club is going to cost you.
  

----Activities----
Obviously do something weather suitable. Money for a cable car ride is better spent on a sunny day than a wet and foggy one.

• Take advantage of the free information. The quality of information you get through the Swiss topographic maps (see the Swisstopo phone app for one the go which also lets you plot routes on the footpath network for free) is very useful for planning trips. It is very detailed, quick to load and allow all kinds of layers like hiking routes to be added is incredible and way beyond anything I have seen elsewhere – and all for free. Likewise the Swiss Mobility website and app provide the map and details on routes for various sports. For weather conditions MeteoSwiss website (and app) offer lots of information and various maps to help plan your days. Being a popular destination for 200+ years means that there are endless sources for reading up on ideas.
  
• Just walking around and taking things in is an obvious choice: most sights in towns like the churches, walls, and old towns are free to explore. All the main sights in Luzern (Lucerne) are free and easy to see by foot (see the tour suggestion in this post).
  
• Free walking tours exist in most cities. In Bern you can even book a free tour around the Parliament building.
  
• You can use the list at the bottom of this article to see free museums (click to arrange by Eintritt), others are free on certain days like a certain Sunday of month, otherwise 10-12CHF is a fairly standard price. If you plan to visit lots of museums then the Museum Pass might be worth a look – the Museum Pass is included in the Swiss Travel Pass.
  
• If you travel by public transport you can get special Leisure deals with SBB that reduce the cost of some activities. For example in summer 2020 there is an offer for the FIFA World Football Museum that gives you 20% reduction on the journey to the location and back, and 20% reduction on admission to the Museum.
  
• Larger and/or more popular places will have more extensive listings for free and budget events. For example Zürich on a Budget and Zürich unbezahlbar for Zürich.
  
• In Bern you can see the bears for free and various other places have free wildlife parks (typically the free or cheaper ones will focus on local animals such as Wildnispark Zürich Langenberg or Biel Tierpark).
  
• Festivals like Swiss National Day (August 1st) and Fasnacht (February time) provide free entertainment through fireworks, parades, and various other kinds of craziness. These range from Christmas markets to the burning of explosive wooden effigies (I have a list of more unique Swiss events here).
  

Shopping:

• Mano COOP often sell the standard souvenirs and chocolates that you find in tourist shops but might well be cheaper.

Hiking, cable cars, and enjoying the views in general:

• The views are free. But getting to them can be expensive, or otherwise require quite a bit of effort. The fitter you are the more you can do without having to take a cable car.
  
• Resorts give you information about what is open/closed, what there is to do, and usually have multiple webcams showing the conditions at various locations. There is no excuse for paying a wodge of cash to find that all you can do is walk around a small viewing platform and see the same rain that you were already in below.
  
• If you have the Swiss Travel Pass you get a free ride on most boats, or up a number of cable cars and some mountain trains. Typically to those where there is a village, but it even goes to Schilthorn and the top of Rigi. If you don’t get a free ride then you should get a 50% discount off the ticket.
  
• Check ahead on the website for a cable car if you are hoping to get a discount with your Swiss Pass or half fare card. It works almost everywhere, but some resort areas (eg Davos) only give a discount if you are staying there and have a guest card.
  
• Sometimes you will get an early bird / good morning ticket discount on cable cars or other mountain transport. Jungfraujoch for example has discounted Good Morning and Good Afternoon tickets if you are only up early or late, and Niederhorn gives you a free return if you go up before 9am.
  
• If you are visiting during Ski season but just want to take a cable car up to admire the views then it is sometimes cheaper to get a Ski pass for the day than buying a return ticket for the cable car.
  
• The unsung Postbus is very cheap for what they offer. They will not get you to mountain peaks, but you can get higher up valleys or passes, which make good view points or starts for hikes. In Solothurn for example taking the Postbus to Balmberg costs 6.40CHF whereas taking the train to Oberdorf and the cable car to Weissenstein would cost twice as much.
  

Swimming:

• Swimming is very popular in summer anywhere from urban rivers to mountain lakes. Almost everywhere has a swimming pool or Lido where you can change and have an area with various activities or leisure features for a price. But mostly you can very easily find somewhere to jump in for free. Just be careful in rivers – see what the locals do in places like Bern where it can be fast and dangerous.

Cycling:

• A number of places (Zurich, Geneva, La Chaux-de-Fonds, Le Locle, Neuchâtel and the Canton of Valais) offer free/cheap bike rental during the summer - http://www.schweizrollt.ch/ . Bring 20CHF for deposit and ID has to be shown.

Winter sports:

• Following the winter prepared paths is free, and renting a sled for a day is fairly cheap (about 15CHF).
  
• Many resorts have special discount days or offers.
  
• This - https://www.snow4free.ch/de/
  

----Misc----

• If you have student ID then give it a shot.
  
• There is free Wifi at bigger train stations (accessed via a code sent to you by SMS). Likewise the yellow Post Buses have free Wifi which you can use during the ride or just hanging out by them at a station.
  
• In touristy and border areas you can often pay with euros but it is generally best not to unless you really don’t want to get some CHF. Typically they take euros at a 1:1 price to the CHF, but the euro is worth more than the CHF so you are making a loss. You might also not get change back if you pay in Euros.
  
• Depending on what you want to see you could even stay over the border and drive in each day, but that would be too much effort to be worth the saving for visiting most of the country (especially most of the popular tourist areas are not in the border regions).
  
• If you live in Switzerland then consider REKA which is a supplemented service aimed at family holidays in Switzerland. You can also buy Reka-checks which is essentially pretend money that costs less than the face value and can be used at a number of hotels/restaurants/cable cars/trains all over Switzerland.
  
• The Rega is the mountain rescue service (phone: 1414). You can also download the Rega app to your phone which you can allow to use your location should you need to call for help from an unknown spot. For 30CHF per person a year you can become a Rega patron, this supports the mountain rescue service and means that (funds allowing) they will reduce/waive the rescue fees if you need help. That 30CHF could save you a hell of a lot a money.